Disclaimer

Last Updated: May 22, 2026

Welcome to www.balaram-shiwakoti.com.np ("the Website"), owned and operated by Balram Shiwakoti. By accessing or using this Website, you agree to the terms of this Disclaimer.

General Information Only

The content published on this Website — including articles, guides, tutorials, and resources related to the Nepal Stock Exchange (NEPSE), IPO/FPO processes, technology, engineering, and telecommunications — is provided for general informational and educational purposes only. It does not constitute professional financial, legal, technical, or investment advice of any kind.

No Financial or Investment Advice

All stock market-related content on this Website, including information about NEPSE, IPOs, FPOs, TMS accounts, share buying/selling, indices, and market analysis, is shared purely for educational awareness. Balram Shiwakoti is not a SEBON-registered investment advisor or financial consultant. Any investment decisions you make based on content found on this Website are made entirely at your own risk. Always consult a licensed financial advisor before making investment decisions.

Accuracy of Information

While every effort is made to ensure the accuracy and timeliness of the content on this Website, Balram Shiwakoti makes no guarantees or warranties — express or implied — about the completeness, reliability, or suitability of any information. Market data, government policies, and third-party links are subject to change without notice. You are advised to verify information independently before relying on it.

Third-Party Links

This Website contains links to external websites such as NEPSE, Meroshare, IRD, DOTM, and other Nepali government portals for your convenience. These are provided as helpful resources and do not imply any endorsement or affiliation. Balram Shiwakoti has no control over the content, privacy practices, or availability of third-party websites and assumes no responsibility for them.

Technology Content

Guides related to software, tools, and tech tutorials (such as Microsoft Office activation) are shared for informational and educational purposes. Users are responsible for ensuring their use of any software complies with the applicable licensing agreements and laws in their jurisdiction.

Limitation of Liability

To the fullest extent permitted by law, Balram Shiwakoti shall not be liable for any direct, indirect, incidental, or consequential losses or damages arising from your use of or reliance on any content published on this Website.

Changes to This Disclaimer

This Disclaimer may be updated from time to time without prior notice. Continued use of the Website after any changes constitutes your acceptance of the updated Disclaimer.

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